NGAT Group Insurance Trust has a diversified group of insurance plans to meet the needs of each
Guard member and their family who is active or retired. Think what would happen to your family
if you were no longer able to provide for them. Could your family afford to pay all the bills that
will continue to arrive in the mail while waiting for other insurance plans to pay? Each of the life
insurance plans can be payroll deducted from you military check. Although these are group plans,
you can maintain your coverage after leaving the guard.

Group Term Basic Coverage Plan - With a 24 Hour Claim Payment more info

$10,000 - $50,000 for Active Guard member
$ 5,000 - $25,000 Spouse Coverage (cannot be more than member’s Coverage)
$ 5,000 - $10,000 Dependent Coverage

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$10,000 Life Insurance Offered to all Prior Service & New Enlistees to the
Tennessee National Guard For one year -

 (see your recruiter for information and form)

Lean~15 Term Life Insurance - Rates are smoker/non-smoker/male/female. You can be an active
|or retired member of the TN Guard to apply.

$25,000 - $200,000 (Member or Spouse Coverage) more info

WL-200 Whole Life Insurance - Rates are the same for male/female. No smoker’s rate. You can
be an active or retired member of the TN Guard to apply.

$2,500 - $100,000 (Member or Spouse Coverage) more info

Maximum Difference Cancer Indemnity Insurance - This plan pays benefits direct to
the policyholder. Premium payments are bank draft only. more info