OPEN ENROLLMENT

1 JANUARY - 15 FEBRUARY 2012

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Technician Disability Insurance

What is Disability Inome Insurance?

Disability Income Insurance is designed to protect one of your most important assets ... your income and ability to meet your financial obligations when you are unable to work due to being totally disabled. National Guard Technicians under age 60 are eligible for affordable group rates ... and this coverage can be paid through payroll deduction.

This disability insurance helps replace lost income if you are disabled as defined in teh policy ... so you and your family can go on with life. You can get up to $1,100 per month from the Basic disability plan depending on your salary. These benefits begin after 30 consecutive days of disability ... and continue for up to 10 years for a disability due to an accidental inury and for up to 3 years for disability due to sickness. You are guaranteed acceptance into this plan if you apply within 31 days of your employment. Thereafter, your insurability must be approved by the insurance company.

Supplemental disability provides up to an additional $1,400 per month based on your salary. Supplemental benefits begin after 60 days of continuous (if you are under age 40) or after 90 days of continuous disability (if you are age 40 or over) ... and continues as long as 10 years for accidental injury and up to 3 years for sickness.

Two months of disability benefits may be paid to you ... if you lose your job as a Technician because you can't meet medical retention criteria of the National Guard even though you may not otherwise qualify for disability income benefits.

Here is the Benefit Payment Schedule, depending on your Salary.

The Application (pdf) is attached for your convience.

If you have been a Technician more than 31 days, please fill out this Application.

Please submit form to NGATN, 4332 Kenilwood Dr, Nashville, TN 37204