Insurance

EXPECT THE UNEXPECTED. You guard Tennessee from Unexpected Disasters; NGATN Group Insurance Trust (NGATNGIT) works with Companies who support our men and women in uniform to guard your family from life’s Unexpected Events. NGATN members enjoy special group rates for coverage that bridges financial gaps when income stops. Explore our Insurance site to learn more about our products, download free information and worksheets, compare rates, and apply for coverage that fits your family’s needs.

Effective 01 January 2018, NGATN partnered with Armed Forces Benefit Association (AFBA) and its affiliate, 5Star Life Insurance Company (5Star), to underwrite our State Sponsored Life Insurance (SSLI) program. This transition should be transparent to our policy holders as there are no changes to existing coverage, rates, allotment payments, or member support. Questions about the SSLI program should be directed to Katie Lawrence: katie@ngatn.org or (615) 833-9100. To learn more about AFBA / 5Star Life, visit www.afba.com/ssli.

EXPLORE BENEFITS BY TENNESSEE NATIONAL GUARD (TNNG) STATUS

All Currently Serving TNNG Officers, Warrant Officers, and Enlisted, M-Day or AGR, are eligible to apply for all NGATNGIT products.

  • State Sponsored Life Insurance (SSLI) [Term Life]
  • SSLI Conversion [Whole Life]
  • Cancer Indemnity [Pays Cash For Cancer Events]
  • Accident Indemnity [Pays Cash For Accidents]

For more information, go to the Serving Guard Benefits Page.

Current and soon-to-be Separated or Retired TNNG Officers, Warrant Officers, and Enlisted are eligible to continue all coverage after TNNG separation, and are eligible to apply for the following after separation:

  • SSLI Conversion [Whole Life Insurance]
  • Cancer Indemnity [Pays Cash For Cancer Events]
  • Accident Indemnity [Pays Cash For Accidents]

Visit the Separated & Retired Guard Benefits Page for more information.

Moved? Married? New Kids? Divorced? Kids Grown? Lost your Policy? Let us know. Download forms on the Policy Service Page.

If you are serving as a Permanent/Indefinite TNNG Technician, you are eligible to apply for a policy that supplements income if you are hurt or sick and unable to work:

  • Technician Disability [Pays Cash For Missing Work]

Visit the Guard Technician Benefits Page for more information.

Spouses of deceased TNNG Members and Retirees may qualify to continue or apply for benefits.

  • State Sponsored Life Insurance (SSLI) [Term Life]
  • SSLI Conversion [Whole Life]
  • Cancer Indemnity [Pays Cash For Cancer Events]
  • Accident Indemnity [Pays Cash For Accidents]

For more information, visit the Surviving Spouse Benefits Page.

CUSTOMER SERVICE QUICK LINKS

I need to update my SSLI policy.

Promoted? Moved? Married? New Kids? Divorced? Kids Grown? Contact Us

I need to update my other policies.

Moved? Married? New Kids? Divorced? Kids Grown? Lost your Policy? Let us know. Download forms on the Policy Service Page.

I need to change my beneficiary.

Having updated Primary and Contingent Beneficiaries on a policy is crucial for a green Readiness Status and proper Benefit Distribution. Forms and instructions are on our Policy Service Page.

I need to file a claim.

Need to file a claim on one or more of your policies? Find claim forms and submission instructions on the Insurance Claims Page.

I need legal assistance.

Legal Shield offers Discounts to TN Guard Members. Click here for more information!